Denver airport launches programme to reduce insurance costs for airside driving access

Denver International Airport (DEN) has launched a new Airside Excess Auto Liability Programme to assist airport tenants, contractors, service providers, and suppliers in more affordably meeting the $10 million insurance coverage required for unescorted airside driving. The new AirsideDrive initiative offers eligible participants up to an 80% cost reduction in obtaining this coverage.

Details on Denver Airport’s new insurance programme

In partnership with TrueNorth Companies, DEN developed a unique solution that simplifies the process of securing $9 million in excess auto liability coverage, added to a primary $1 million policy. This approach eliminates the stress and financial burden typically linked with high-limit insurance policies. Historically, such requirements posed a barrier for small businesses unable to afford the coverage, effectively excluding them from opportunities on DEN’s airfield.

“While $10 million auto liability for airside driving is a prudent limit for DEN to require of all our partners that need to drive on DEN’s airfield, we recognise it also created a barrier for small businesses to pursue many airport opportunities,” said DEN CEO Phil Washington. “This first of its kind programme is aimed at helping solve that problem and is a testament to our Risk Management team’s dedication to innovation.”

An excess insurance program designed to provide multiple benefits:

• Affordable coverage: save up to 84% compared to traditional excess liability insurance, with flexible monthly coverage and payments
• Bridging the gap: most companies have only $1M in auto liability coverage. Our program provides an additional $9M in excess coverage to meet the $10M requirement
• Easy access: paperless enrollment application with a short list of questions to get started
• Comprehensive protection: tailored $9M excess coverage designed specifically to meet DEN’s auto liability requirements
• Automatic payment: online autopay process makes it simple to keep your coverage in place
• Small business boost: enables greater opportunity for small businesses to pursue airside contracts and grow with DEN without the challenge and financial burden of obtaining higher limits of insurance on their own

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